Affordable Rental Housing Complexes (ARHC) Scheme

 About the scheme:

Affordable Rental Housing Complexes (ARHCs) is a sub-scheme under Pradhan Mantri Awas Yojana- Urban (PMAY-U) to provide affordable rental housing to urban migrants/poor, close to their workplace.

It aims to create a conducive ecosystem for Public/Private Entities to leverage investment in rental housing.

The beneficiaries of ARHCs will be varied groups of urban migrants/poor from EWS/LIG categories including industrial & construction workers, migrants working with market/trade associations, educational/health institutions, hospitality sector, long-term tourists/visitors, students, etc.

It is under the Ministry of Housing and Urban Affairs.

 Need for the scheme:

Large scale reverse migration of urban migrants/poor due to COVID-19.

Urban migrants stay in slums/informal settlements/unauthorised colonies/peri-urban areas to save cost on housing.

Non-availability of housing close to workplace adversely impacts productivity.

Requirement of affordable rental housing rather than ownership.

 Objectives of the scheme:

To address the vision of ‘Atma Nirbhar Bharat Abhiyan’ significantly by creating a sustainable ecosystem of affordable rental housing solutions for urban migrants/poor.

To achieve overall objective of “Housing for All” encompassing the need of affordable rental housing for urban migrants/poor. ARHCs will provide them dignified living with necessary civic amenities near their place of work.

To create a conducive environment by incentivizing Public/Private Entities to leverage investment for creating affordable rental housing stock to take care of their own requirements for workforce and also cater to neighbouring areas, if they have available vacant land.